Privacy Policy
RetireSmart IRA — Last updated: March 5, 2026
RetireSmart IRA is designed with your privacy as a core principle. All of your personal and financial data stays on your device. We do not collect, transmit, or store any of your information on external servers.
Information You Enter
To provide retirement tax planning estimates, the app asks you to enter information such as:
- Date of birth and spouse information
- Filing status and state of residence
- IRA and retirement account balances
- Income sources and amounts
- Deduction details
- Tax planning scenario inputs (Roth conversions, QCDs, withdrawals)
How Your Data Is Stored
All data you enter is stored locally on your device only, using the operating system's standard on-device storage. Your data is:
- Never transmitted to any server, cloud service, or third party
- Never synced to iCloud or any cloud storage
- Never shared with advertisers, analytics providers, or data brokers
- Never accessible to the app developer
If you delete the app, all locally stored data is permanently removed.
No Data Collection
RetireSmart IRA does not collect:
- Personal identifiers or contact information
- Usage or analytics data
- Location data
- Device identifiers or fingerprints
- Browsing or search history
- Advertising data
No Third-Party SDKs
The app contains no third-party analytics, advertising, or tracking frameworks. The app does not communicate with any external servers. All calculations are performed entirely on your device.
Children's Privacy
This app is not directed at children under 13. It is a financial planning tool intended for adults planning for retirement.
Changes to This Policy
If this privacy policy is updated, the revised version will be posted on this page with an updated date. Continued use of the app after changes constitutes acceptance of the revised policy.
Contact
If you have questions about this privacy policy, you can contact us at: