Everything you need to cover RetireSmartIRA

Short — 1 sentence

RetireSmartIRA is a native iPhone, iPad, and Mac app that helps retirees and pre-retirees make this year's tax decisions — Roth conversions, RMDs, IRMAA, ACA cliffs, Social Security claiming, and charitable timing — with full visibility into what each one costs.

Long — 1 paragraph

RetireSmartIRA is a native iPhone, iPad, and Mac app built for retirees and pre-retirees who want to understand the annual tax decisions that shape their long-term wealth. While most retirement planning tools answer "Can I retire?", RetireSmartIRA answers "What should I do this year?" — modeling Roth conversions, IRA withdrawals, Medicare IRMAA tiers, ACA subsidy cliffs, Social Security claiming, RMDs, QCDs, and charitable timing in one integrated engine. The app reflects every interaction (state tax, NIIT, SALT cap, surviving-spouse bracket) in real time so users can see what each decision actually costs across federal tax, state tax, and Medicare premiums. RetireSmartIRA stores all financial data on-device — no cloud accounts, no data harvesting. The app was built by John Urban, co-founder of GTNexus (now InforNexus), trusted by the world's largest global supply chains.